3 Facts About Homeowners Associations In 2020

When owning a home in a community with a homeowners association, you can expect to pay for a variety of services like lawn care, landscaping and more. Many homeowners fail to realize and do not understand their legal rights as a homeowner. Martin Law Group will provide 3 uncommon facts you will need to know about Homeowners Association.

FACT #1: When a homeowner is delinquent on their association fees, most state laws require that the association provide the owner with a notification that they are delinquent. The homeowner does have an opportunity to pay the delinquency but it is important for the homeowner to read the notices from the association and to respond. They generally just want to hear from the homeowner as to why they cannot pay their fees.

FACT #2: If a homeowner can’t pay HOA fees, some may suggest filing for bankruptcy but that can be a little tricky. However, there is a federal bankruptcy law that states, “post assistant assessments must be paid by the homeowner.” Almost always, pre-petition assessments, before someone files bankruptcy, can also be the responsibility of the homeowner.

FACT #3: If you can not use community facilities such as swimming pools, gyms, and shared common space area during COVID-19, you as the homeowner are still responsible to pay for your homeowners association fees.

If you are uncertain about your rights and are experiencing legal concerns within your homeowners association, please contact the Martin Law Group. We are offering free consultations for the month of October.

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